Tips on how to do safe shopping online in 2017
Before we go ahead and share the “Top Tips for Safe Online Shopping,” first of all, we want to say Thanks to our Prime Minister “Shri. Modi Ji” who have taken a bold decision of Demonetization and then of ePayment. Both of these decisions are interlinked and are good for the economy of India.
While the Government has been supporting and promoting ePayment, Plastic Money, and another such mode of payments, we have to be informed that it is not completely safe as well. We need to take precautions while making payments online or using PayTM, Freecharge, MobiKwik, CreditCards, or Debit Cards. A small mistake may lead to the significant losses.
It is true that Online Shopping has been simplifying the lives by offering products at substantial discounts, quick home delivery, multiple payment modes for your ease, and many other benefits, but you also need to remember that you need to take extra precautions when making purchases online. Like Snatchers and Thieves on the land, there are hackers in the Online World, so we need to be protected from them.
Let’s look at the tips below to ensure safe online shopping in 2017.
Tip # 1
Ensure the updated security software (an antivirus software) is installed on your computer. Also, run the regular system check ensuring your system to stay away from hacker’s keylogging viruses. QuickHeal is one of the well-known anti-virus programs that you may install on your computer. It also protects your smartphone.
Tip # 2
Make sure you are not making online shopping using the Public WiFi or from a local café, airport, or any public place. This is Because the hackers can easily track the order or payment details from such open networks.
Tip # 3
Always shop from trusted websites. In today’s world, hackers are coming up with new sites where they collect the information of your credit cards, debit cards, etc. in the name of the Online Payments and then take away your money. So, always shop from trusted websites. Some of the most reliable sites are Flipkart.com, Snapdeal.com, Jabong.com, Myntra.com, Amazon.in, Shopclues.com, and to see the complete list of known sites, click here.
Tip # 4
Never share the details of your online shopping accounts with anyone. Why? Because you may have saved your credit cards, debit cards, and other details over there. Anyone who has access to your online shopping account may use those details.
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Tip # 5
Never share the details of your Credit Card, Debit Card, PayTM, Freecharge, and MobiKwik accounts with anyone in your friend’s circle or not even with a Bank representative because they will never ask you for the CVV (a secret number given on the back side of your Credit Card) or password. If someone calls you and asks for the CVV or Password, then immediately disconnect the phone or give them a shout. You can also register a complaint against them in a Police Station.
Tip # 6
When you shop online, the websites will ask you to select a payment method like a debit card, credit card, PayTM, FreeCharge, MobiKwik, etc. Whichever mode you select, you will have to enter the related details. For example, Credit card number, CVV, etc. In the case of a wallet like PayTM, you will be asked for the login details of PayTM. You can provide these details, but also ensure that you always OPT for One Time Password (OTP) to complete the payment. When you opt for the OTP, you will get a password on your registered mobile phone. When you enter that password in the Online Shopping website, then only your payment will succeed. It means a hacker cannot steal your money until he does not have access to your registered mobile phone number.
Tip # 7
Be cautious while clicking the links given in emails for coupons or other offers. The scam emails appear to be similar or identical to real emails. Check the offers by navigating the retailer’s or vendor’s website.
Tip # 8
After doing online shopping, ensure you have logged out successfully.
Tip # 9
Check whether or not your payment details are stored on the system for future payments. The payment details are cached in the browser and will appear when you revisit a website. Clear the cache and cookies post doing online shopping.
Tip # 10
Try using the credit cards; instead of debit cards for online shopping. It is because in the case a hacker gets access to your debit card, and in your account, you have 500000 rs, he may take them away. But, in the case of a credit card, there is always a limit of online shopping. In such a case, you will bear less loss. Moreover, when making payment with Credit Card always make payment using OTP rather than typing the password.
Tip # 11
If you are a regular online purchaser, ensure you frequently check account and credit card statements.
Tip # 12
Save or maintain all the receipts of online shopping or let emails be in your inbox so that you can print them out or show whenever required.
The basic idea is to convey the message that customers can take advantage of Internet’s online shopping if they are cautious. It will give them the peace of mind during online shopping. Now, don’t get worried on online shopping; instead, follow the tips listed above. It will protect you from cyber-crimes and provide easy online shopping in your couch.